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Marqeta, the modern card issuing infrastructure provider, has enhanced its platform by integrating leading account connectivity partners—Plaid, Tink, and Yodlee—aimed at simplifying onboarding and ACH payments for businesses using its APIs.
🔍 What’s New
- Plaid Integration
Marqeta now supports bank account authentication via Plaid Link, enabling users to seamlessly verify funding sources, initiate ACH transfers, and receive real-time status updates—all without relying on time-consuming micro-deposits. - Tink and Yodlee Additions
To support broader regional coverage and aggregator diversity, Marqeta has added connectivity through Tink (for European banks) and Yodlee, giving platforms more flexibility in accessing account data for funding and verification workflows.
💼 Why It Matters
- Faster Onboarding
Developers building card programs can instantly authenticate user accounts. This significantly reduces friction in setup and shortens the timeline to start funding card accounts. - Streamlined ACH Issuance
The combined integrations enable secure, tokenized ACH origination within Marqeta’s issuing APIs—making transactions faster and reducing complexity and compliance burdens. - Global-Ready Connectivity
With support from Plaid (US/Canada), Tink (EU), and Yodlee (broad global coverage), Marqeta extends its servicing capability to a wide range of regions—ideal for fintechs targeting global markets.
🛠️ How It Works
- A Marqeta-powered app integrates Plaid, Tink, or Yodlee Link to enable users to authenticate their bank accounts.
- Tokenized bank account data is exchanged securely with Marqeta.
- Businesses can issue cards funded via instant ACH or push transfers—with real-time transaction visibility and control.
🧭 Strategic Impact
These integrations strengthen Marqeta’s position as a full-stack provider for embedded finance, offering end-to-end issuing and funding solutions. As fintechs demand modular and globally adaptable systems, Marqeta is answering with a deeper, more flexible platform integration layer.
About Marqeta
Marqeta operates a cloud-native card issuing and processing platform used by companies like Square, DoorDash, and Block. The platform, enabled in 39+ countries, provides modern, API-driven access to issuing, funding, and payment orchestration capabilities.
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